Learn more about the credit repair company in our full review of The Credit People. Like Credit Saint, The Credit People offers tiered plans based on the level of service you require. There are no differences in the features between the Premium and Flat rate plans; the only difference is a commitment for six months with Flat rate. The Credit Pros is currently advertising a $100 off coupon for new customers who enroll in its plans online. While this could bring the cost of a plan down significantly, this company’s high work fees are still a significant cost.

Our company explains credit repair in a way that makes sense; while striving for results. We not only focus on removing discrepancies and inaccurate information, but we also help you build your scores with positive  credit. Powerful results come from an experienced team who creates carefully customized tailored dispute letters to fit your specific report. You will be able to see the results happen in real time, with your own live status updates on a easy to navigate 24/7 online Cloud Portal. Accessible from the comfort of your own home or mobile device on the go.

We have over 20 years of experience and being in business for 18 years. Impeccable is able to accommodate clients from all around the world with two physical locations. Impeccable Credit Services takes a unique approach to our restoration process.

If You Can Save A Fair Amount Of Time

I’ve compared companies based on their offerings, pricing, and reputation to help you get started. credit repair service , like Credit Saint, offer several packages to choose from, while others, like Credit Glory, only have one package. It’s no secret, credit repair as it relates to home buying is our jam; but that doesn’t mean we can’t help the everyday consumer improve their credit score, too. Even if you may not currently be in any other category listed above, your credit is no less important.

The banks, lenders, and credit card companies are not responsible for any content posted on this site and do not endorse or guarantee any reviews. All information, including rates and fees, are accurate as of the date of publication and are updated as provided by our partners. Some of the offers on this page may not be available through our website. If you’re completely overwhelmed with your credit situation, hiring a company can relieve some of the stress of dealing with creditors and the credit bureaus. But even then, it could make sense to first get a free consultation with a credit counselor who can advise you on how to deal with debt and improve your credit situation. For those who have poor credit reports and scores, credit repair may be tempting as a way to clear away credit problems.

To find the best credit repair company, check the company’s name on the CFPB’s Consumer Complaint Database and see if there are any cases opened against it by the FTC. It’s equally important to know that credit repair companies are legally prohibited from collecting payment for services upfront. Our customizable and comprehensive solutions allow you to repair your credit easily and effectively. For this list, we selected credit repair companies with over a decade of experience in the industry, ensuring a solid track record of successful disputes and removals for their clients. But others may require all three to get to their ideal credit score.

What Is A Credit Repair Company?

Your credit report and credit bureaus don’t know the difference, so any potential pros don’t outweigh the cons of short-term personal loans. Credit repair is the process of correcting inaccuracies on your credit report. This could include anything from correcting errors in your personal information to removing late payments that have been incorrectly reported. You can do this yourself or you can hire a professional service to do it for you.

We hire only the best, brightest and award-winning credit analysts that have the same morals and integrity that our company believes in. A unique feature they offer is couples pricing which is basically a discount if you both sign up versus one person.

Credit repair services may offer to dispute information on your credit reports if you’re willing to pay fees and monthly subscription costs. However, there’s nothing a credit repair company can do that you can’t do on your own for free. Headed by attorney Rae Kaplan, the firm assists clients that need to improve their credit scores, including those who have filed for Chapter 7 or Chapter 13 bankruptcies. The firm recommends credit repair programs that are reputable and effective.

In addition to helping clients repair their credit, The Credit Pros also offers tools to help them understand their finances and credit better. It provides a more holistic credit and budgeting solution than many competitors. The Credit Pros offers three plans, and it has no recent complaints with the CFPB. Despite its past track record, Lexington Law has had some recent legal troubles. The company and affiliated credit repair firms were sued by the CFPB in 2023 for shady business practices.

US Debt Relief has been featured in The New York Times and Wall Street Journal. Alternatively, you can also do most of what credit repair companies do independently. If you notice inaccuracies or incomplete information on your credit report, it’s possible to contact the three major credit bureaus or your creditors directly to resolve the issue.